United Home life – Ideal for Hard to Place Clients

Often throughout the course of their careers insurance agents are confronted with a case that is just difficult to place. It could be due to a clients past medical history, a weight problem, or any number of other factors that insurance companies simply do not like. Sometimes these factors can result in a client being rated, other times it can mean a decline. An option to consider for these clients is United Home Life. The TPS III debuted about 2 months ago.

Features of this series are: Total Protection Series III replaces the TPS II. In most states, TPS II will no longer be accepted. TPS III is the name of the whole life product group. Many clients who are very difficult to place elsewhere would fit well with UHL. Most companies will table rate for this. Most companies will table rate unless it’s 10 years.

The app has no travel questions. Insulin Dependent Diabetics qualify for Express Issue Whole Life and Deluxe plans. United Home Life offers a wide array of great products that can be tailored for virtually any type of client. Like green tea, coffee has antioxidants including quinines, chlorogenic acid and tocopherols as well as essential minerals such as magnesium. Green tea has been shown to have a role in the prevention of cancer, rheumatoid arthritis, cardiovascular disease, cataracts, and to help boost your immune system.

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